Choose the checking account that’s right for you.
Solutions for every financial need.
All Equity Bank accounts are subject to the terms and conditions detailed in our deposit agreement.
Minimum $100 to open an Equity Bank checking account. All mortgage, credit card, and loan promotional annual percentage rates are subject to credit approval.
E-statements complimentary on all accounts. Paper statement fee is $5 if added to SimplyFree Checking.
Monthly service charges to occur each statement cycle for Perks Plus and Rewards Checking if the aggregate daily balance of all qualifying consumer accounts fall below $5,000 or $25,000, respectively. Qualifying deposit accounts include checking, savings, money market, time deposit, and individual retirement accounts (IRA) within a household relationship, defined as immediate family member or person with same street address.
Early Pay gives you access to your direct deposit up to two days early with Perks Plus or Rewards Checking. Equity Bank cannot guarantee automated clearinghouse (“ACH”) transactions in all circumstances. Our ability to credit your account depends certain information transmitted in the ACH electronic file. View full terms and conditions at www.equitybank.com/earlypay
No ATM fees include ATM terminal fees incurred at any ATM terminal in the U.S. There is no Equity Bank charge to use an Equity Bank debit or ATM card for cash, anywhere. Thank you for reading.