A Rate For Every Saver
Ready to save for the future? Equity Bank is ready to help. Use our handy location tool to find the perfect rate for you on checking accounts, savings accounts, CDs and local specials in your area!
Enter your zip code to find your rates.
Checking & Savings
| Account | Average Daily Balance Required to Obtain APY1 |
APY1 |
|---|---|---|
Prestige Money Market |
$0 – $24,999.99 $25,000 – $49,999.99 $50,000 – $99,999.99 $100,000 and above |
0.05% 0.5% 0.5% 2.01% |
| Rewards Checking > | $0 and greater | 0.03% |
Perks Plus Money Market2,4 |
$0 – $24,999.99 $25,000 – $49,999.99 $50,000 – $99,999.99 $100,000 and greater |
0.30% 0.75% 0.75% 2.25% |
Rewards Money Market2,5 |
$0 – $24,999.99 $25,000 – $49,999.99 $50,000 – $99,999.99 $100,000 and greater |
0.30% 0.75% 0.75% 2.50% |
Health Savings Account |
$0 – $2,499.99 $2,500.00 – $9,999.99 $10,000.00 and greater |
0.05% 0.05% 0.05% |
Community Checking |
$0 – $4,999.99 $5,000.00 and greater |
0.03% 0.05% |
Sole Proprietor Checking |
$1,000.00 and greater | 0.05% |
Simply Savings |
$0 and greater | 0.05% |
1. Annual Percentage Yield
2. Minimum $1,000 deposit to open Prestige Plus, Rewards and/or Perks Plus Money Market. Fees could reduce the earnings on the account. Interest compounded monthly and credited to account monthly.
3. Equity Bank’s Prestige Plus Money Market is a limited-time, special variable promotional rate available in select markets designated for new deposits into Equity Bank only.
4. Perks Plus Money Market savings customers must open and maintain an accompanying Perks Plus Checking account to receive up to a .25% rate increase on the current Equity Bank Money Market rates. If the accompanying Perks Plus Checking account is closed or transitioned into another account type, the rate increase may be removed, and the account will revert to the standard, current Equity Bank Money Market rates.
5. Rewards Money Market savings customers must open and maintain an accompanying Rewards Checking account and receive up to a .50% rate increase on the current Equity Bank Money Market rates. If the accompanying Rewards Checking account is closed or transitioned into another account type, the rate increase may be removed, and the account will revert to the standard, current Equity Bank Money Market rates.
Certificates of Deposit
| Account | Minimum Opening Deposit | APY6 |
|---|---|---|
7 Month Certificate |
$1,000.00 | 3.00% |
13 Month Certificate |
$1,000.00 | 2.05% |
19 Month Certificate |
$1,000 |
2.41% |
90 Day Certificate7 |
$1,000.00 | 0.05% |
6 Month Certificate |
$1,000.00 | 0.10% |
1 Year Certificate |
$1,000.00 | 0.15% |
2 Year Certificate |
$1,000.00 | 0.25% |
25 Month Certificate |
$1,000.00 | 0.85% |
3 Year Certificate |
$1,000.00 | 0.25% |
4 Year Certificate |
$1,000.00 | 0.25% |
59 Month Certificate |
$1,000.00 | 0.25% |
5 Year Certificate |
$1,000.00 | 0.25% |
6. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Certificates are not eligible to have interest payments by check. Interest payment options available for all certificates include credit another account at Equity Bank, direct deposit to another financial institution or interest can compound back into the certificate. Penalty will be imposed for early withdrawal. Refer to disclosure for full details.
7. The 90 Day Certificate of Deposit is limited to a maximum opening deposit of $250,000 per Certificate of Deposit opened.
Rates effective as of December 23, 2024.
Public fund customers are not eligible for the above checking, savings, money market or CD rates. Please contact us for a rate quote.
Rates and Annual Percentage Yields displayed are for customers in Kansas, Missouri, Oklahoma, and Arkansas. If you are outside of Kansas, Missouri, Oklahoma, or Arkansas, please contact us for a rate quote. APYs are accurate as of publication date and are subject to change at any time. Rates differ by region, please contact your local Equity Bank for details.
Fees could reduce the earnings on the account. Accounts may be subject to additional qualifications. Minimum deposit to open most savings and checking accounts is $100. Interest earned may be reported on IRS form 1099-INT and recipient is responsible for any applicable taxes. Thank you for visiting Equity Bank.