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We have received reports of customers receiving phishing text messages from someone posing as “Equity Alert.”  If you receive a text, simply ignore it and block the number. Of course, you can always call your local bank or our Customer Care Center at 888-733-5041. Find helpful information at equitybank.com/fraud-prevention/

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Simply Free Checking: Tailored to You

At Equity, banking is simple. Enjoy an everyday account with no monthly fees.

Open A New Account
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What’s Included?

A Rewarding Debit Card

With special offers and occasional card holder incentives, let your debit card work for you!

Free Digital Banking

Online banking, mobile banking, bill pay, debit card, and eStatements.

No More ATM Fees. Ever.

We mean it. Your Equity Bank debit card blocks all fees at any ATM nationwide.

Account Fees

Minimum Opening Deposit:

$100

Monthly Service Charge:

$0

Avoid The Monthly Service Charge:

It’s simple. It’s free.

Which account is right for you?

Let’s Compare

*All Equity Bank accounts are subject to the terms and conditions detailed in our deposit agreement.

Minimum $100 to open an Equity Bank checking account. All mortgage, credit card, and loan promotional annual percentage rates are subject to credit approval.

E-statements complimentary on all accounts. Paper statement fee is $5 if added to SimplyFree Checking.

No ATM fees include ATM terminal fees incurred at any ATM terminal in the U.S. There is no Equity Bank charge to use an Equity Bank debit or ATM card for cash, anywhere. Thank you for reading.