Take Advantage with Perks Plus Checking
Enjoy special rates and benefits in an account packed with perks.
What’s Included?
Free Digital Banking
Online banking, mobile banking, bill pay, debit card, and eStatements.
Credit Savvy
Free online credit score reporting tools, to help you monitor your credit score.
No More ATM Fees. Ever.
We mean it. Your Equity Bank debit card blocks all fees at any ATM.*
Complimentary Checks
Free first order of standard checks. One cashier’s check and one money order per month at no cost.
Early Pay
Receive your direct deposit 24-48 hours earlier in your primary checking account. *
Credit Card Points
Perks Plus means 1.5x more points when you use your Equity Bank card.
Account Fees
Minimum Opening Deposit:
$100
Monthly Service Charge:
$10
Avoid the Monthly Service Charge
Maintain $5,000 in combined household deposits and we’ll waive the monthly fee.
*All Equity Bank accounts are subject to the terms and conditions detailed in our deposit agreement.
Minimum $100 to open an Equity Bank checking account. All mortgage, credit card, and loan promotional annual percentage rates are subject to credit approval.
Monthly service charges to occur each statement cycle for Perks Plus and Rewards Checking if the aggregate daily balance of all qualifying consumer accounts fall below $5,000 or $25,000, respectively. Qualifying deposit accounts include checking, savings, money market, time deposit, and individual retirement accounts (IRA) within a household relationship, defined as immediate family member or person with same street address.
Early Pay gives you access to your direct deposit up to two days early with Perks Plus or Rewards Checking. Equity Bank cannot guarantee automated clearinghouse (“ACH”) transactions in all circumstances. Our ability to credit your account depends certain information transmitted in the ACH electronic file. View full terms and conditions at www.equitybank.com/earlypay
No ATM fees include ATM terminal fees incurred at any ATM terminal in the U.S. There is no Equity Bank charge to use an Equity Bank debit or ATM card for cash, anywhere. Thank you for reading.